With monthly individual premiums as low as $150 (when employer-paid), the indemnity plans are designed to help meet basic health care needs by providing fixed-payment amounts for unlimited physician office visits, insured prescription drugs, inpatient hospitalization, surgery, emergency care and diagnostic testing.The plan is guaranteed-issue with no exclusions for pre- existing conditions.
The TIA represents thousands of tire dealers across the country, and Executive Vice President Roy Littlefield cites lack of health insurance as the No. 1 priority being expressed by the membership.
To address the rising cost of health insurance, says Littlefield, “it is important that we provide options to our members that will help them to stay competitive. The ability to recruit and retain talented employees is critical, and adding a benefit such as HM Care Advantage is one more way for the Tire Industry Association to help our members succeed.”
He notes that “the offering of HM Care Advantage exclusively to TIA members, along with our other money-saving member benefit programs, powerful government affairs expertise, industry special events and more are great reasons why membership in TIA is not an expense; it’s a value.”
Working through the TIA, tire dealers across the country now have the ability to customize an HM Care Advantage offering that helps to meet the needs of active and retired employees by selecting from a range of benefits and premium levels, according to Littlefield.
The plan is a product of the HM Life Insurance Co. a wholly-owned subsidiary of Highmark Blue Cross Blue Shield. It is being offered by First National Administrators (FNA) in conjunction with the Trade Insurance Brokerage (TIB).
For more information, visit www.tireindustry.org.